Direct to Consumer (D2C) Program - Walk-in Process

*For the specific requirements and steps on how to get a copy of your credit report through any of the AEs, you may reach out to them directly.

National Capital Region (NCR)
No.	Name of D2C AE	Location of Offices/Branches
1	Advanced Merchant Payments (AMP) Lending Corporation	17th Floor Philamlife Tower, 8767 Paseo De Roxas Bel-Air, Makati City, Metro Manila Note: The AE currently only accepts credit report requests from their existing borrowers, to ensure timely processing and issuance of CIC Credit Reports.
2	Mount Fuji Lending, Inc.	Unit 2101, 21/F The Pearlbank Centre, 146 Valero Street, Salcedo Village, Makati City 1227, Philippines Note: The AE currently only accepts credit report requests from their existing borrowers, to ensure timely processing and issuance of CIC Credit Reports.
3	Malayan Savings Bank	Majalco Center Benavidez cor Trasierra St., Legaspi Village San Lorenzo, Makati City, Metro Manila
4	Philippine Cashtrout Lending Corporation	2129 Chino Roces Ave, Pio Del Pilar, Makati City, Metro Manila
5	Prime Global Financing Corporation	8th Floor, The Currency Tower, F. Ortigas Jr. Road, corner Doña Julia Vargas Ave, Ortigas Center, Pasig City, Metro Manila
6	Rural Bank of San Pascual (Obando, Bulacan), Inc.	345 MH Del Pilar cor. Navarette St Arkong Bato, City of Valenzuela 3rd District, Metro Manila
7	San Dionisio Credit Cooperative	Parañaque City, Metro Manila
8	Sumisho Motor Finance Corporation	2th Floor, PSBank Center, 777 Paseo de Roxas corner Sedeño Street, Makati City, Metro Manila Note: The AE currently only accepts credit report requests from their existing borrowers, to ensure timely processing and issuance of CIC Credit Reports.
9	Tulay sa Pag - Unlad	Makati City, Metro Manila Note: The AE currently only accepts credit report requests from their existing borrowers, to ensure timely processing and issuance of CIC Credit Reports.
10	Yuanta Savings Bank Philippines, Inc.	Ground Floor, Chatham House, 116 Valero cor. V.A. Rufino, Makati City, Metro Manila Note: The AE currently only accepts credit report requests from their existing borrowers, to ensure timely processing and issuance of CIC Credit Reports.

Region I - Ilocos Region
No.	Name of D2C AE	Location of Offices/Branches
1	BHF Rural Bank, Inc.	2F BHF Bank Bldg., Mac Arthur Hi-way, Dagupan City, Pangasinan
2	Rang-ay Bank, Inc.	Nisce-Querol Building No. 67, Gov. Luna Street San Fernando City 2500, La Union
3	Rural Bank of Mangaldan, Inc.	Rizal Street, Poblacion, Mangaldan, Pangasinan

Region II - Cagayan Valley
No.	Name of D2C AE	Location of Offices/Branches
1.	Cooperative Bank of Nueva Vizcaya	Gaddang St., Corner Burgos St., Brgy. Quirino, Solano, Nueva Vizcaya

Region III - Central Luzon
No.	Name of D2C AE	Location of Offices/Branches
1	BOF, Inc. (A Rural Bank)	BOF Corporate Center, Jose Abad Santos Avenue, San Jose, City of San Fernando, Pampanga Note: The AE currently only accepts credit report requests from their existing borrowers, to ensure timely processing and issuance of CIC Credit Reports.
2	Gateway Rural Bank Inc.	Borol 1st, Balagtas, Bulacan
3	Hiyas Banking Corp.	Gov. Fortunato F. Halili Avenue, Santa Maria, Bulacan
4	Liberty Bank (A Rural Bank) Inc.	Mac Arthur Highway, cor Contreras St., Calvario, Meycauayan, 3020, Bulacan
5	New Rural Bank of San Leonardo	NRBSL Building, Brgy. Diversion, San Leonardo, Nueva Ecija
6	Pacific Ace Savings Bank	Lot 6 Pacific Ace Community Center, Rizal Highway, Subic Bay Freeport, Olongapo City, Zambales, 2222
7	Rural Bank of Porac (Pampanga), Inc.	Porac Branch - General Luna St., Cangatba, Porac Pampanga Magalang Branch - Brgy. San Pedro I, Magalang Pampanga Angeles-Nepo Branch - Rizal Avenue Ext., Cutcut, Angeles City Pampanga Arayat Branch - JASA Road, Plazang Luma, Arayat Pampanga Mexico Branch - Centro, San Antonio, Mexico Pampanga San Fernando Branch - Emerald Business Center, McArthur Highway, Dolores, City of San Fernando Pampanga Mabalacat Branch - Casmor Phase II, Mabiga, Mabalacat City Pampanga Floridablanca Branch - Sta. Maria Cor. Rizal St., Poblacion, Floridablanca Pampanga Balibago Branch - Lot 2, Bayanihan Park, M.A. Roxas St., Malabañas, Angeles City Pampanga Head Office - Sto Rosario Street, Sto. Rosario (Pob.), Angeles City Pampanga Angeles-Plaridel Branch - Plaridel Street, Sto. Rosario (Pob.), Angeles City Pampanga Concepcion-Tarlac Branch - Dela Patria St., San Nicolas (Pob.), Concepcion Tarlac Tarlac Branch - M.H Del Pilar St., San Roque, Tarlac City Tarlac Manibaug Branch - Jucel Realty Bldg, #25 National Road, Manibaug Paralaya, Porac Pampanga
8	Rural Bank of San Narciso	Fontimayor St., Brgy. Libertad, San Narciso, Zambales, 2205
9	Silahis Bank, Inc. (A Rural Bank)	2F, Silahis Bank bldg., McArthur Hi-way, Brgy. Wawa, Balagtas, Bulacan, 3016
10	Zambales Rural Bank, Inc.	No. 6-20th St. East Bajac Bajac, Olongapo City, Zambales, 2200

Region IV-A - Calabarzon
No.	Name of D2C AE	Location of Offices/Branches
1	Infanta Credit and Development Cooperative (ICDeC)	50 Poblacion 1 (Barangay 1) Infanta, Quezon Province
2	Quezon Capital Rural Bank	Perez corner C.M. Recto Street, Lucena City, Quezon Province, Philippines Note: The AE currently only accepts credit report requests from their existing borrowers, to ensure timely processing and issuance of CIC Credit Reports.
3	Rural Bank of Seven Lakes	102 M. Paulino Street, Barangay II-E, San Pablo City, 4000 Laguna Note: The AE currently only accepts credit report requests from their existing borrowers, to ensure timely processing and issuance of CIC Credit Reports.
4	Unilink Bank, Inc.	KM 39 National Hi-way, Balibago, Santa Rosa, Laguna, 4026
5	Utility Bank, Inc. (A Rural Bank)	# 30 J. P. Rizal St., Poblacion I, Bauan, Batangas Note: The AE currently only accepts credit report requests from their existing borrowers, to ensure timely processing and issuance of CIC Credit Reports.
6	XPO II Credit Company	Unit A, De Castro Building, Aguinaldo Hi-way, Panapaan 4, Bacoor, Cavite

Region V - Bicol Region
No.	Name of D2C AE	Location of Offices/Branches
1	Banco San Vicente	F. Zaño St. Poblacion District II, Brgy. Kanluran, San Vicente, Camarines Norte Note: The AE currently only accepts credit report requests from their existing borrowers, to ensure timely processing and issuance of CIC Credit Reports.
2	JMH Microfinance, Inc.	CRH Building, Salugan, Camalig, Albay
3	Rural Bank of Guinobatan	JMH Bldg, Mabini Street, Poblacion, Guinobatan, Albay 4503
4	Rural Bank of San Jose (Cam. Sur), Inc.	Mendoza St., San Antonio, San Jose, Camarines Sur, 4423
5	SEDP Simbag sa Pag-asenso	The Chancery, Cathedral Compound Albay District, Legazpi City 4500, Albay
6	Tru Finance Corporation	Stakeholders One Building Rizal St., Brgy. 15 Ilawod East, Old Albay District, Legazpi City, Albay

Region VI - Western Visayas
No.	Name of D2C AE	Location of Offices/Branches
1	Zarraga Multi-Purpose Cooperative	Brgy. Gines, Zarraga, 5004 IloIlo

Region IX - Zambaonga Peninsula
No.	Name of D2C AE	Location of Offices/Branches
1	Rural Bank of Rizal (Zamboanga Del Norte), Inc.	Dipolog City, Zamboanga del Norte

Region X - Northern Mindanao
No.	Name of D2C AE	Location of Offices/Branches
1	BINHI Rural Bank	CM Recto, Leope Building, #833, CM Recto Avenue, Brgy. 25, Cagayan de Oro City, Misamis Oriental Note: The AE currently only accepts credit report requests from their existing borrowers, to ensure timely processing and issuance of CIC Credit Reports.
2	RBT Bank Inc., A Rural Bank	Rizal St., Poblacion, Talisayan, Misamis Oriental

Region XI - Davao Region
No.	Name of D2C AE	Location of Offices/Branches
1	Enterprise Bank, Inc.	Enterprise Bank Bldg. Km. 5, Buhangin-Lapanday Rd., Buhangin, Davao City, Davao del Sur

Region XIII - CARAGA
No.	Name of D2C AE	Location of Offices/Branches
1	Baug CARP Beneficiaries Multi-Purpose Cooperative	Poblacion 9, Ojeda Avenue, Cabadbaran City, Agusan Del Norte
2	Butuan City Rural Bank	Rajah Soliman, 375 A. D. Curato St., Brgy. 4, Butuan City, Agusan del Norte

What requirements should I prepare for on-site/walk-in requests?

Photocopy and/or presentation of at least 1-2 valid government IDs; and
Minimal service fee (depending on the D2C AE).

You will also be asked to accomplish a request form for your express consent to allow the AE to access and generate your CIC Credit Report from the CIC database on your behalf.

I found an incorrect/outdated/incomplete credit information in my CIC Credit Report, how can I have this corrected/updated?

File a dispute online at creditinfo.gov.ph/dispute using the 14-digit Transaction Reference Number (TRN) of your CIC Credit Report. For any concerns regarding the TRN, please reach out to the AE that issued your credit report.

I am a foreigner residing in the Philippines, can I still request a credit report?
Yes, you may still request your CIC Credit Report provided that you have an existing or past loans with Philippine banks or other financial institutions.

For any inquiries or concerns regarding the D2C thru AE program, you may send us an email at cichelpdesk@creditinfo.gov.ph.