Vision and Mission

Vision

To be the leading provider of comprehensive, independent, reliable and accurate credit information through the efficient collection of credit data and the use of state-of-the-art technology and facilities.

Mission

  • To help improve the overall availability of credit especially to micro, small and medium-scale enterprises;
  • To provide mechanisms to make credit more cost-effective and reduce the excessive dependence on collateral to secure credit facilities;
  • To continually educate the public on the benefits of credit information to the economy, create awareness on the rights of consumers/borrowers to access their credit information and ensure that these are accurate; and
  • To create a healthy balance between the need for reliable credit information and the safeguarding consumer protection, ensuring a free and healthy competition in the industry.