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Welcome to CIC

The Credit Information Corporation (CIC) is a government-owned and controlled corporation that is envisioned to be the leading provider of independent, reliable and accurate credit information in the Philippines.

CiC was created in 2008 by virtue of Republic Act. No. 9510, otherwise known as the Credit Information System Act (CISA).


To collect, collate and disseminate credit information.

These credit information are collected from various sources such as banks, financial institutions, insurance companies, financing companies, credit cooperatives, as well as utility companies and other businesses that extend loans. The CIC compiles these credit information to help creditors evaluate the ability of prospective and existing customers to pay.